December 21st, 2011
As the parent of a toddler, I can confidently state that kids get sick. A lot. Their immune systems are developing and they’re constantly exposed to viruses that they haven’t had a chance to develop immunity against yet.
Also, kids play hard. They jump and run and take risks that adults don’t. This can result in broken bones, the need for stitches, and regular visits to the doctor.
So how then do we ensure that we can provide healthcare for children, even when we’re faced with tough economic times? Well, as we’ve mentioned before, even if you feel like you can’t afford healthcare for yourself, most health insurance plans include child-only healthcare options so that your family has the safety-net it needs in case your child gets sick or injured.
Are you looking for child-only medical insurance? Get a healthcare for children quote today.
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December 14th, 2011
After the Affordable Care Act was enacted in September of 2010, 2.5 million young adults under the age of 26 gained access to health insurance.
As we mentioned in an earlier blog post about age limits for family health insurance plans, one of the immediate changes to the Affordable Care Act was to ensure that adults under the age of 26 are able to remain on their parents’ health insurance plan.
Initially the CDC expected that the provision would only affect approximately one million young adults, but the results have already surpassed their expectations by more than double.
Read the full story here.
How has this provision of the Affordable Care Act affected your family?
December 1st, 2011
As the end of the year nears, many families that purchase health insurance have received notices that their healthcare costs are rising.
This is the last thing we want to hear at the holidays, but in some ways it’s inevitable. Even if your premiums will remain low, you might find yourself faced with other rising healthcare costs if you get sick, injured, or wind up hospitalized.
Here are some tips to help you and your family manage rising healthcare costs.
- Take advantage of preventative care: many plans cover preventative care, such as well-child and well-woman office visits. Studies have proven that preventative care can save a substantial amount of money, and overall your health benefits from seeing a doctor before you get sick or injured.
- Exercise: experts recommend getting at least thirty minutes of exercise a day. I know it seems like a lot, but there are many ways to ensure that you get in your exercise. One–take a brisk walk in the evening with your family. Two–take six five-minute breaks throughout your day to jump rope, kick a ball, or run around the block. You’d be surprised how easy exercise is when you break it into smaller chunks.
- Consider switching to a more affordable healthcare plan: if your plan has become too expensive for you to afford, chances are we can help you find one that matches your budget. You might not be able to remain with the same provider, but you can still find a quality plan that gives you coverage you need and can afford.
Contact us today to find a plan that better fits your budget.
November 15th, 2011
We’ve been receiving quite a few questions lately about family medical insurance, so we’ve decided to begin a series of blog posts to answer some of these frequently asked questions.
Keep in mind that Medical Plan Quotes focuses specifically on health insurance in California, Nevada, and Arizona. If you live in a different state, make sure to seek out information that is specific to your region.
Today we’ll be answering this question: when do you officially drop your son or daughter from medical insurance policy?
How Long Can My Child Stay On My Health Insurance Plan?
Beginning in March of this past year, the Affordable Care Act requires that insurance companies cover children under their parents’ insurance plan until they are 26.
Even if your child is married, in school, not financially dependent on you, lives elsewhere, or is eligible for their employer’s plan, you may still provide health insurance for them under your family medical insurance plan.
The purpose of this is to secure more health insurance access for young adults, who are typically less insured over all than the general population.
If you’re interested in finding out more about our family medical insurance plans, please fill out the contact form to the right so we can get started!
For more information about the Affordable Care Act and what that means for young adult children covered by your family medical insurance, check out this site.